Means testing information. To qualify for a chapter 7 bankruptcy, you must pass a "means test." If your family income is less than the median for Maryland, you pass it and can file a Chapter 7 case. If your family income is above the median, you might still qualify after accounting for some pre-set expenses.The petition was filed in U.S. Bankruptcy Court for the District of Maryland. can sustain six months of not being busy,” he added. Rosendorf, the Miami lawyer, said it’s uncommon for restaurant.Bankruptcy law does not limit the number of times a person can file only the amount of time between filings. chapter 7 bankruptcies must have eight years between the discharge date and new filing. Chapter 13 follows a different criteria. Since you are placed on a repayment plan, a new chapter 13 case can be filed in as little as two years.If the court granted your first discharge under Chapter 13 bankruptcy, you’d need to wait six years (from the chapter 13 bankruptcy filing date) before filing for a Chapter 7 discharge. You won’t have to wait that long, however, if you paid unsecured creditors in full in the Chapter 13 case, or, if you paid at least 70% of the claims, the plan was proposed in good faith, and was represented your best effort.
This video, https://www.youtube.com/watch?v=EXWKa0Zg1XY, can also be seen at https://www.youtube.com/user/MarylandChapter13.Congress does not want individuals to use bankruptcy as an excuse to incur debt irresponsibly, knowing that they can wipe out their debts and start fresh with repeated bankruptcy filings.For that reason, once you have been granted a bankruptcy discharge, you cannot immediately file another bankruptcy and receive another discharge.How Often Can You File Bankruptcy in Maryland. No Widgets found in the Sidebar Alt! How Often Can You File Bankruptcy in Maryland. On May 25, 2017. by Deborah. in Uncategorized. Leave a Comment on How Often Can You File Bankruptcy in Maryland.In order to make sure you are aware of these options before filing bankruptcy in Maryland, you have to complete a credit counseling course. This course is comprised of a single class, usually about 2 hours long, that can be completed online, in person, or by phone.